Personal injury damage calculator

Built for Lawyers.Powered by Experts.

Stop waiting weeks for damage calculations. DamageIQ produces future-care valuations and present-value multipliers in minutes, so you can settle faster, negotiate smarter, and reduce expert costs.

No account needed for the PV Multiplier.

damageiq.ca/pvm

Parameters

Date of birth1985-03-14
GenderMale
JurisdictionOntario
MortalityStandard
Discount rate1.2% / 2.5%

PV Multiplier

18.4

per $1/yr to retirement

Illustrative preview. Figures depend entirely on the inputs you enter.

Platform modules

The tool every personal injury lawyer needs

Three modules for calculating pecuniary damages, all utilizing the same expert-built actuarial model.

Actuarial factors

PV Multiplier

Generate a life-contingent present-value multiplier for any combination of age, gender, and discount rate, using the same actuarial factors as experts.

  • Transparent factors
  • Any age, gender & rate
  • Assumption flexibility

Life care plans

Future Costs of Care

Upload any life care plan and let AI draft every line item for you to review. Calculate the present value of each cost with future-care discounting.

  • AI-assisted PDF extraction
  • Line-item present values
  • Contingency adjustments
Coming soon

Past & future

Loss of Income

Perform present-value calculations incorporating professional assumptions including inflationary increases, discount rates, and contingencies.

  • Pre-trial & post-trial loss
  • Contingency adjustments
  • Full multiplier tables

Transparent by design

Calculations you can trace

The strongest number in a negotiation is one you can explain. DamageIQ shows its work.

Transparency

Adjust assumptions and see the impact in real time with fully detailed results. Nothing is hidden in a black box.

Replicable results

Calculations record the specific inputs and assumptions utilized, ensuring a report generated today can be reproduced and verified.

Flexibility

DamageIQ delivers data-driven calculations entirely based on your parameters, serving as a flexible framework for your assumptions.

Workflow

From intake to results in minutes

No spreadsheets. No manual table lookups. No actuarial expertise required.

01

Enter file details

Input demographics, valuation date, and file details, then select your assumptions.

02

Run the calculation

The engine applies DamageIQ's actuarial methodology to your inputs. No spreadsheets, no manual table lookups.

03

Review and download

Get clean, organized figures and export your results for mediation, settlement, and early case assessment.

Security

Built for confidential legal work

Your files are private and confidential. DamageIQ treats them that way.

Firm-level isolation

Every file is locked down exclusively to your organization. This security is hardcoded deep into our database, not just on the surface level, meaning there is absolutely zero risk of cross-firm leaks.

Canadian data residency

Files and calculations are hosted in Canada (ca-central-1), with encrypted storage and short-lived signed access to uploaded documents.

Confidential by role

Admins manage seats, billing, and usage, but they can't open the contents of colleagues' files. Every export leaves an audit trail.

Pricing

Pay for the files you run

No subscription, no seats to buy. The PV Multiplier is free; you only pay when you unlock a full file, and the more files you run, the less each one costs.

Free tool

Free

The standalone PV Multiplier: a life-contingent present-value factor, no account required.

  • Life-contingent PV multiplier
  • Jurisdiction discount rates
  • Life expectancy built in
Open the calculator
Most popular

File packs

$239.20 / file

Save up to 20% · $299$239.20

Buy a block of credits up front and every file you run costs less. Credits are shared across your firm's pool.

  • 5 files10% off · $269.10/file
  • 10 files15% off · $254.15/file
  • 20 files20% off · $239.20/file
Buy a pack

Single file

$599$299 / file

Launch special

One credit unlocks a file completely: every module, unlimited recalculation, AI life-care-plan extraction, and report exports.

  • Future Costs of Care module
  • AI-assisted life-care-plan extraction
  • PDF report exports
  • Unlimited recalculation per file
  • Settlement Room for negotiations
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Enterprise

Firm-wide rollout

High file volumes, firm-wide onboarding, or bespoke billing? We'll put together pricing that fits your caseload.

Talk to us

Money-back guarantee. It's risk-free: if DamageIQ isn't the right fit for your file, we'll refund your credit, no questions asked. The PV Multiplier and your account are free too, so you can see exactly how it works before you unlock a file.

Create an account free; you only pay when you unlock a file. Prices in CAD, excluding applicable taxes.

Get started today

Ready to quantify your next file?

Start with the free PV Multiplier, or create an account and run a full file when you're ready.